The answer to this question depends on a number of factors, including the amount of the settlement offer, the extent of your injuries, and whether you believe you have a strong legal case. If you or your personal injury lawyer believe that you could win a lawsuit and receive a larger settlement award than what is being offered by the insurance company, then filing a lawsuit may be the better option. However, if you are unsure about your legal case or do not think you can win in court, then accepting the settlement offer may be the wiser decision.
